Sadly, this all too often works because innocent victims react with alarm."Oh, no, I'm being unfairly charged $379.12." Panic.

But not to worry, these thieves have kindly provided you with a way to cancel this mistaken transaction!

But when I click on the 'Cancel Payment' link, my Internet Fraud Alert is triggered. It tells me that this link is actually going to http://santaphonecall.com.

Does this mean that this site is part of the scheme? Possibly, but maybe not. These scumbags thieves have ways of hijacking sites who aren't completely protected. That happened to us, once. There was a "hole" somewhere in the way our server was set up. These creeps have software that runs constantly on the Net, looking for ways to use other servers. Someone had discovered this opening in our site and was sending tens of millions of spam emails each day. In fact, I discovered that they have bulletin boards where spammers share "holes". Unbelievable. My tech partner closed this hole - but set it up in such a way that the spammers couldn't tell that their emails were no longer being sent. Literally hundreds of millions of emails kept churning out until they finally discovered this was no longer working. We took some small enjoyment in that. It wasn't much, but with these people we have to take what we can get.