I have had a PayPal account for many years and the experience has been profitable and virtually trouble free. But it is outrageous of eBay to try and force all users to use their own financing company. Sometimes eBay just changes the rules without consultation with its members, but occasionally it does ask our opinion. So, if you get a chance to chime in, you might want to vote for freedom of choice.

Human beings have a real problem with power. Just because we can do something doesn't mean that we should.

Ebay needs to learn this, too. After all, it's the small mom and pop sellers who have caused the phenomenon that is eBay.